Wahala For Who No Get Dollar
I have been on Twitter for 10 years, and one thing that has not changed is the (often condescending) free-flowing financial advice. Every single day there is someone somewhere, talking about just how stupid/silly/foolish/daft/dumb/stupid people who aren’t “insert x financial action” are. At this point, it’s exhausting, and very often, amusing. On social media, everyone is just the best version of a human being to exist; super kind and thoughtful, engaging, great listeners, well-travelled, wonderful sense of humour, sexually adventurous, open-minded, and most importantly, rich. Very rich
If I didn’t know I lived in Nigeria, I would be carried away by some of the conversations we have all the time. Money always puts people’s backs up, but the proliferation of social media means that luxury somehow seems more commonplace. Instagram, the influencer industry, and flex culture really have people thinking thousand dollar bags and shoes, luxurious holidays, and expensive restaurants are everyday things and that if you can’t talk about these then there is something horribly, terribly wrong.
What’s more absurd is this attitude showing up in Nigerian conversations. Now don’t get me wrong, we are just as entitled as any other set of people to posit opinions but I cannot get over the fantastic level of fronting that goes on. Look my dears, I know money is weird, and many times we feel under pressure to seem successful and we have our lives together and don’t want to look small or poor in front of strangers but really and truly, the statistics confirm that many, if not most of us, are outright lying or “confessing positively” about what we buy/spend/acquire and our relationships with money.
Nigeria is currently in the toilet in very many ways, economically, socially, spiritually, and even sexually. I know it sounds like I’m exaggerating but I really am not oh. Nothing is really working. The government is running on fumes, vibes, and a deep hatred of knowledge. COVID is still doing legwork across the country, and considering the fact that Nigeria has put not a single dime towards research or global efforts in finding a vaccine, we are now using style to beg other countries not to leave us behind or some shit. Money is losing value daily, and it’s not because everyday people are not working hard, it’s just that the country is being managed abominably. More than half of the population lives below the poverty line and the minimum wage is 30,000 Naira a month. So all this condescension about compounding and dollars and bitcoin and what not is cute but the same way the government cant mismanage the economy into prosperity, the social media division of billionaire boys cannot insult you into prosperity.
If you don’t have dollar, you don’t have. If you are not making enough to save, that’s the way it is and if you can’t afford to take certain advice, nobody can beat you.Tweet
I want to conclude with a humble plea that we don’t feel under pressure to pretend that our finances are on a certain level. You are more than what you have or make, and people may call you razz or poor or whatever but imagine being in a situation where you’ve talked yourself into a situation that is financially “more than you”.
I know this a bit of a rant but I got a message today from a sweet young woman about how she is about to never ever succeed because she can’t afford to take certain financial advice right now. My dear, we are many. It will be okay.
Is there any time you’ve felt the need to lie about the state of your finances? What financial advice makes your heart beat or feel left behind.
(Cash Madam Collective soon come by the way. Be excited about that!)